Last week, Oscar Health announced its upcoming IPO, making it the latest in a string of digital health companies going public (including 23andMe, Talkspace, and Hims). Founded in 2012, Oscar’s mission is to be a new kind of health insurer, one that is consumer-centric and enabled by technology. The company has raised
Scott, I appreciate how this article connects the dots from various sources to form a comprehensive picture of what Oscar really is, its actual operational standing and what else we should know about it.
It also touches on my personal interest in the insurance market for the hearing loss population, especially in developing economies. I am a user of cochlear implant since age 2 (1997). The cost of surgery (app. USD25k) and device upgrade (USD10k, every 5-6 years) have been entirely out-of-pocket for me. Because the insurance here in Malaysia, unlike in the US, does not cover cochlear implant. I learnt that Australia launched NDIS (National Disability Insurance Scheme) in 2020. That sounds like a great news but I’m also aware that’s a capital-intensive matter.
The affordability of cochlear implant in developing countries has been an area I’m keenly interested in. I’d really like to hear your opinions or general thoughts about this.
P.s. I'm not sure if/how I'll be notified of a response from you. I don't use Substack, except for reading your articles. If you think this is something worth discussing, I'd look forward to your response in my mailbox: teelepeng@gmail.com
Scott, I appreciate how this article connects the dots from various sources to form a comprehensive picture of what Oscar really is, its actual operational standing and what else we should know about it.
It also touches on my personal interest in the insurance market for the hearing loss population, especially in developing economies. I am a user of cochlear implant since age 2 (1997). The cost of surgery (app. USD25k) and device upgrade (USD10k, every 5-6 years) have been entirely out-of-pocket for me. Because the insurance here in Malaysia, unlike in the US, does not cover cochlear implant. I learnt that Australia launched NDIS (National Disability Insurance Scheme) in 2020. That sounds like a great news but I’m also aware that’s a capital-intensive matter.
The affordability of cochlear implant in developing countries has been an area I’m keenly interested in. I’d really like to hear your opinions or general thoughts about this.
P.s. I'm not sure if/how I'll be notified of a response from you. I don't use Substack, except for reading your articles. If you think this is something worth discussing, I'd look forward to your response in my mailbox: teelepeng@gmail.com
Best,
Peng from HPAIR 2018 Kuala Lumpur